RMAC: Reserve Management & Acquisition

Unlock Capital. Eliminate Legacy Liabilities. Transform Your Balance Sheet.

For large self-insured employers, old Workers’ Compensation claims (Tail Claims) are a silent financial drain—inflating reserves, tying up capital, and distorting balance sheets. Traditional claims management only prolongs the problem, benefiting TPAs and insurers while leaving companies burdened with liabilities.

Our RMAC solution was designed to systematically resolve and settle Tail-Claim liabilities at a fraction of the cost, giving companies multiple options to free up capital and eliminate long-term financial exposure.

How RMAC Works

✅ Strategic Liability Reduction – We identify, quantify, and eliminate aged claims through advanced negotiation and settlement strategies.
✅ Capital Optimization – Reduce unnecessary reserves, freeing up capital for strategic growth.
✅ Flexible Engagement Models – RMAC can operate on a performance-based model, working on a percentage of savings, ensuring full alignment with your financial goals.
✅ Loss Portfolio Transfer (LPT) & Reserve Buyouts – If an executive chooses to completely offload legacy liabilities, RMAC facilitates reserve buyouts or full claims transfers, allowing for immediate financial relief and balance sheet cleanup.
✅ Elite Claims Resolution Tactics – We leverage proprietary methodologies to settle claims faster and at significantly lower costs than traditional approaches.

Why C-Level Leaders Choose RMAC

🔹 Balance Sheet Strength – A cleaner, stronger financial position with reduced liabilities.
🔹 Unmatched Expertise – Our team consists of industry-leading experts in Workers’ Compensation, risk mitigation, and financial restructuring of claim reserves.
🔹 Multiple Exit Strategies – Whether reducing costs claim by claim or completely transferring liabilities, RMAC provides tailored solutions that align with your corporate strategy.
🔹 Results-Driven Model – We succeed when you save money or eliminate risk—our incentives are fully aligned with yours.

The 3-Year Loss Development Pattern: Why It Matters for RMAC

Traditional Workers’ Compensation claims can linger for 10-15 years, tying up capital and inflating reserves. By compressing the loss development cycle to 3 years, RMAC enables you to:

✅ Free up capital by reducing long-tail claims reserves.
✅ Lower claims management costs through faster claims closure.
✅ Improve cash flow with more predictable financial outcomes.
✅ Strengthen your balance sheet by reducing long-term liabilities, enhancing your company’s overall financial position.

By shortening the life of these liabilities, you can significantly reduce costs and get the capital you need to reinvest in growth opportunities.

Time to Reclaim Control of Your Balance Sheet

If your company is carrying Tail-Claim liabilities, you’re burning capital that you’ll never recover. It’s time to eliminate that drain and optimize your balance sheet. RMAC makes it happen.

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